how to file unemployment
With our uncertain economy, many people worry about losing their jobs. While unemployment can be a difficult and stressful experience, there are steps that one can take to see that their families stay financially afloat until a new job can be found.
Unemployment occurs when a person is able and willing to work but currently without work. The prevalence of unemployment is usually measured using the unemployment rate, which is defined as the percentage of those in the labor force who are unemployed. The unemployment rate is also used in economic studies and economic indices such as the United States’ Conference Board’s Index of Leading Indicators as a measure of the state of macroeconomics.
If you have been laid off from your job you may be able to file for unemployment online without visiting an unemployment office. In many states, unemployed workers can apply for unemployment benefits online or over the phone. In New York, for example, can visit Unemployment Services web site to file a new unemployment claim, claim weekly benefits, or check on the status of an existing unemployment compensation claim. Filing by phone is also an option.
California unemployed workers, as another example, can also file an Unemployment Insurance claim by completing an online form. In addition, there is a form that can printed out, completed, and mailed or faxed, as well as a toll free number to call to file for unemployment via the telephone.
If you just became unemployed, you are probably dealing with a lot of different feelings right now, one of them being fear. Unemployment makes you wonder how you are going to make ends meet, what you will do if you become ill and what you are going to do next. Find out how to answer all these questions and perhaps ease your fear.
Tips:
1. Realize you are in a very stressful situation, and being upset, or even angry, is normal.
2. Take a little break to evaluate your situation, but try not to wallow in self-pity.
3. Learn from this experience.
How To Threat this situation for parents :
Step 1:
Assess the situation. While losing a job is certain to be an emotional blow, it’s important to act quickly in order to minimize the damage. Sitting down to write out a list of current expenditures and assets can help you to get a picture of where you stand, financially. Also, taking action can help to alleviate some of the anxiety associated with unexpected unemployment.
Step 2:
Apply for benefits. In many cases, those who lose their jobs are eligible for unemployment benefits, and it’s important to apply for them as soon as possible in order to bring some money into the household without too much delay. In addition to unemployment benefits, some households may qualify for other programs, such as food stamps and WIC, which can help with grocery expenses. Case workers at the unemployment office can often offer good advice to applicants about other services available in your area – they deal with a lot of parents who are worried about their family’s finances.
Step 3:
Trim the extras. Most families can trim their budgets if they really need to, and while it can be a bit painful to give them up, the little extras can really make a difference. Cable television, take-out meals, magazine subscriptions, and coffee shop lattes are enjoyable, but when money is tight, they can all be put on hold. Even things like turning off lights when leaving a room and planning errands to minimize gas usage can help—and they are ecologically sound choices, as well.
Step 4:
Contact creditors. If you know that you’ll have trouble meeting your bills, it’s wise to contact your creditors before you are late in making a payment. Many are willing to adjust your payment schedule, which can make it possible to meet your obligations and avoid damaging your credit rating.
Step 5:
Consider taking classes. When times are tough, competition for good jobs becomes fierce, so it’s important to keep your skills up to date. It may be necessary to enroll in classes to put yourself in the best possible position when looking for a new job. Educational benefits may be available to some people, so check with your social services agency to see if you qualify.
Step 6:
Ask for help. If a friend or family member were going through a rough patch, you’d help them out, right? In all likelihood, there are people in your life who feel that way, too. While it can be hard to ask for help, tough times often bring out the best in people if they are given the chance to lend a hand.
Step 7:
Make do. Most of us pay people to do some things that we can do for ourselves or buy replacements for things that we may be able to fix, and while that’s okay when we can afford to, it doesn’t make sense when we are watching our pennies. Growing a garden to cut grocery expenses, patching jeans to get more use from them, and eating leftovers can all help to stretch a family’s dollars.
Step 8:
Exchange favors. Even the most talented amongst us don’t know how to do everything ourselves. Sometimes, though, we don’t have the money for the goods and services that we need, but by trading talents with friends and loved ones, everyone can have what they need without busting the budget. For example, you might offer to watch a friend’s children so that she can have an evening out in exchange for her watching yours while you go on job interviews, or you might be able to arrange for a mechanically inclined friend to work on your car and accept your plumbing skills in lieu of monetary payment.
Step 9:
Network, network, network. Of course you hope to replace your job as quickly as possible, but that’s not always easy to do in tough economic times. Networking can help. Tell everyone—friends, family members, and colleagues—that you are looking for work. Your next opportunity may be right around the corner!
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