I’m working on my handout for my program on Overcoming Overspending which starts on Thursday Sept. 3 and thought I’d share some of it with you.
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12 Warning Signs You Might Have a Problem with Overspending and Overshopping

• You use shopping as “recreation” and “retail therapy” without a budget or limits on what you spend.
• You have several items in your wardrobe that still have labels on them after a year.
• You are afraid to look at your credit card bills and total up your credit card debt.
• You’ve been borrowing from one credit line to pay back another.
• You frequently pick up the check and/or buy things for people even though you can’t really afford it.
• You have more supplies for your hobby (i.e. scrapbooking, fishing, etc.) than you will ever have time enough to use.
• You hide your spending / purchases from people you live with.
• You worry constantly about whether or not you can pay your bills.
• You rarely, if ever walk into a store without buying several things you didn’t intend to buy.
• When your spouse or partner disappoints you or hurts you, you get “revenge” by shopping or spending a lot of money.
• You think about shopping and spending money even when you are not shopping.
• You have tried to limit your shopping, but can’t.